Islamic Credit Card Adoption: Empirical Evidence From Malaysia
The aim of this study is to investigate the factors determining the Malaysian bank customers’ behavioral intention to use Islamic credit card. Drawing from the Theory of Reasoned Action (TRA), this study proposes a modified and simplified model to examine the acceptance factors of attitude, subjecti...
Main Authors: | , , , , , , |
---|---|
Format: | Article |
Language: | English English |
Published: |
2014
|
Subjects: | |
Online Access: | https://eprints.ums.edu.my/id/eprint/21968/1/Islamic%20Credit%20Card%20Adoption.pdf https://eprints.ums.edu.my/id/eprint/21968/7/Islamic%20Credit%20Card%20Adoption%2C%20Empirical%20Evidence%20From%20Malaysia.pdf |
_version_ | 1796910093406568448 |
---|---|
author | Amin Hanudin Hamid Rizal Hamzah Aizuddin Ahmad Gazali Muchlis Haneffa Sudin Lada Geoffrey H. Tanakinjal Raymond Liew |
author_facet | Amin Hanudin Hamid Rizal Hamzah Aizuddin Ahmad Gazali Muchlis Haneffa Sudin Lada Geoffrey H. Tanakinjal Raymond Liew |
author_sort | Amin Hanudin |
collection | UMS |
description | The aim of this study is to investigate the factors determining the Malaysian bank customers’ behavioral intention to use Islamic credit card. Drawing from the Theory of Reasoned Action (TRA), this study proposes a modified and simplified model to examine the acceptance factors of attitude, subjective norm and perceived financial cost within the Islamic credit card context. The model is tested using survey data from 257 respondents. The results reveal that attitude, subjective norm and perceived financial cost significantly influence the Islamic credit card intention to use. The study is an eye opener on the need to establish the link between TRA and Islamic credit card behavioral intention, which previously is limited to investigate. |
first_indexed | 2024-03-06T02:59:19Z |
format | Article |
id | ums.eprints-21968 |
institution | Universiti Malaysia Sabah |
language | English English |
last_indexed | 2024-03-06T02:59:19Z |
publishDate | 2014 |
record_format | dspace |
spelling | ums.eprints-219682021-01-15T05:34:13Z https://eprints.ums.edu.my/id/eprint/21968/ Islamic Credit Card Adoption: Empirical Evidence From Malaysia Amin Hanudin Hamid Rizal Hamzah Aizuddin Ahmad Gazali Muchlis Haneffa Sudin Lada Geoffrey H. Tanakinjal Raymond Liew HG Finance The aim of this study is to investigate the factors determining the Malaysian bank customers’ behavioral intention to use Islamic credit card. Drawing from the Theory of Reasoned Action (TRA), this study proposes a modified and simplified model to examine the acceptance factors of attitude, subjective norm and perceived financial cost within the Islamic credit card context. The model is tested using survey data from 257 respondents. The results reveal that attitude, subjective norm and perceived financial cost significantly influence the Islamic credit card intention to use. The study is an eye opener on the need to establish the link between TRA and Islamic credit card behavioral intention, which previously is limited to investigate. 2014 Article PeerReviewed text en https://eprints.ums.edu.my/id/eprint/21968/1/Islamic%20Credit%20Card%20Adoption.pdf text en https://eprints.ums.edu.my/id/eprint/21968/7/Islamic%20Credit%20Card%20Adoption%2C%20Empirical%20Evidence%20From%20Malaysia.pdf Amin Hanudin and Hamid Rizal and Hamzah Aizuddin Ahmad and Gazali Muchlis Haneffa and Sudin Lada and Geoffrey H. Tanakinjal and Raymond Liew (2014) Islamic Credit Card Adoption: Empirical Evidence From Malaysia. pp. 61-77. ISSN December 2014 |
spellingShingle | HG Finance Amin Hanudin Hamid Rizal Hamzah Aizuddin Ahmad Gazali Muchlis Haneffa Sudin Lada Geoffrey H. Tanakinjal Raymond Liew Islamic Credit Card Adoption: Empirical Evidence From Malaysia |
title | Islamic Credit Card Adoption: Empirical Evidence From Malaysia |
title_full | Islamic Credit Card Adoption: Empirical Evidence From Malaysia |
title_fullStr | Islamic Credit Card Adoption: Empirical Evidence From Malaysia |
title_full_unstemmed | Islamic Credit Card Adoption: Empirical Evidence From Malaysia |
title_short | Islamic Credit Card Adoption: Empirical Evidence From Malaysia |
title_sort | islamic credit card adoption empirical evidence from malaysia |
topic | HG Finance |
url | https://eprints.ums.edu.my/id/eprint/21968/1/Islamic%20Credit%20Card%20Adoption.pdf https://eprints.ums.edu.my/id/eprint/21968/7/Islamic%20Credit%20Card%20Adoption%2C%20Empirical%20Evidence%20From%20Malaysia.pdf |
work_keys_str_mv | AT aminhanudin islamiccreditcardadoptionempiricalevidencefrommalaysia AT hamidrizal islamiccreditcardadoptionempiricalevidencefrommalaysia AT hamzahaizuddinahmad islamiccreditcardadoptionempiricalevidencefrommalaysia AT gazalimuchlishaneffa islamiccreditcardadoptionempiricalevidencefrommalaysia AT sudinlada islamiccreditcardadoptionempiricalevidencefrommalaysia AT geoffreyhtanakinjal islamiccreditcardadoptionempiricalevidencefrommalaysia AT raymondliew islamiccreditcardadoptionempiricalevidencefrommalaysia |