Islamic Credit Card Adoption: Empirical Evidence From Malaysia

The aim of this study is to investigate the factors determining the Malaysian bank customers’ behavioral intention to use Islamic credit card. Drawing from the Theory of Reasoned Action (TRA), this study proposes a modified and simplified model to examine the acceptance factors of attitude, subjecti...

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Main Authors: Amin Hanudin, Hamid Rizal, Hamzah Aizuddin Ahmad, Gazali Muchlis Haneffa, Sudin Lada, Geoffrey H. Tanakinjal, Raymond Liew
Format: Article
Language:English
English
Published: 2014
Subjects:
Online Access:https://eprints.ums.edu.my/id/eprint/21968/1/Islamic%20Credit%20Card%20Adoption.pdf
https://eprints.ums.edu.my/id/eprint/21968/7/Islamic%20Credit%20Card%20Adoption%2C%20Empirical%20Evidence%20From%20Malaysia.pdf
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author Amin Hanudin
Hamid Rizal
Hamzah Aizuddin Ahmad
Gazali Muchlis Haneffa
Sudin Lada
Geoffrey H. Tanakinjal
Raymond Liew
author_facet Amin Hanudin
Hamid Rizal
Hamzah Aizuddin Ahmad
Gazali Muchlis Haneffa
Sudin Lada
Geoffrey H. Tanakinjal
Raymond Liew
author_sort Amin Hanudin
collection UMS
description The aim of this study is to investigate the factors determining the Malaysian bank customers’ behavioral intention to use Islamic credit card. Drawing from the Theory of Reasoned Action (TRA), this study proposes a modified and simplified model to examine the acceptance factors of attitude, subjective norm and perceived financial cost within the Islamic credit card context. The model is tested using survey data from 257 respondents. The results reveal that attitude, subjective norm and perceived financial cost significantly influence the Islamic credit card intention to use. The study is an eye opener on the need to establish the link between TRA and Islamic credit card behavioral intention, which previously is limited to investigate.
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spelling ums.eprints-219682021-01-15T05:34:13Z https://eprints.ums.edu.my/id/eprint/21968/ Islamic Credit Card Adoption: Empirical Evidence From Malaysia Amin Hanudin Hamid Rizal Hamzah Aizuddin Ahmad Gazali Muchlis Haneffa Sudin Lada Geoffrey H. Tanakinjal Raymond Liew HG Finance The aim of this study is to investigate the factors determining the Malaysian bank customers’ behavioral intention to use Islamic credit card. Drawing from the Theory of Reasoned Action (TRA), this study proposes a modified and simplified model to examine the acceptance factors of attitude, subjective norm and perceived financial cost within the Islamic credit card context. The model is tested using survey data from 257 respondents. The results reveal that attitude, subjective norm and perceived financial cost significantly influence the Islamic credit card intention to use. The study is an eye opener on the need to establish the link between TRA and Islamic credit card behavioral intention, which previously is limited to investigate. 2014 Article PeerReviewed text en https://eprints.ums.edu.my/id/eprint/21968/1/Islamic%20Credit%20Card%20Adoption.pdf text en https://eprints.ums.edu.my/id/eprint/21968/7/Islamic%20Credit%20Card%20Adoption%2C%20Empirical%20Evidence%20From%20Malaysia.pdf Amin Hanudin and Hamid Rizal and Hamzah Aizuddin Ahmad and Gazali Muchlis Haneffa and Sudin Lada and Geoffrey H. Tanakinjal and Raymond Liew (2014) Islamic Credit Card Adoption: Empirical Evidence From Malaysia. pp. 61-77. ISSN December 2014
spellingShingle HG Finance
Amin Hanudin
Hamid Rizal
Hamzah Aizuddin Ahmad
Gazali Muchlis Haneffa
Sudin Lada
Geoffrey H. Tanakinjal
Raymond Liew
Islamic Credit Card Adoption: Empirical Evidence From Malaysia
title Islamic Credit Card Adoption: Empirical Evidence From Malaysia
title_full Islamic Credit Card Adoption: Empirical Evidence From Malaysia
title_fullStr Islamic Credit Card Adoption: Empirical Evidence From Malaysia
title_full_unstemmed Islamic Credit Card Adoption: Empirical Evidence From Malaysia
title_short Islamic Credit Card Adoption: Empirical Evidence From Malaysia
title_sort islamic credit card adoption empirical evidence from malaysia
topic HG Finance
url https://eprints.ums.edu.my/id/eprint/21968/1/Islamic%20Credit%20Card%20Adoption.pdf
https://eprints.ums.edu.my/id/eprint/21968/7/Islamic%20Credit%20Card%20Adoption%2C%20Empirical%20Evidence%20From%20Malaysia.pdf
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