Credit Risk Assessment in P2P Lending Using LightGBM and Particle Swarm Optimization
Credit risk evaluation is a vital task in the P2P Lending platform. An effective credit risk assessment method in a P2P lending platform can significantly influence investors' decisions. Machine learning algorithm such as LightGBM can be used to evaluate credit risk. However, the results in ev...
| Main Authors: | , , , , |
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| Format: | Article |
| Language: | English |
| Published: |
unipdu
2023
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| Subjects: | |
| Online Access: | http://eprints.uthm.edu.my/10293/1/J15898_e63681e26a66ff10c518c7ea4a580069.pdf |
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